Sum It All Up
Smart spreadsheets, made in Melbourne

Life admin, summed up.

Budgets planned around your payday, bills on a calendar, debt payoff plans and savings goals. Spreadsheets that do the maths for you, in Excel or Google Sheets.

Browse spreadsheets See how it works
Australian, US and UK editions Instant download Yours to keep
Paycheck Budget Planner shown on a laptop
Excel and Google Sheets
Works in both, with steps for each.
Tested formula by formula
Every file is checked before it goes on sale.
No app, no subscription
Nothing locked. Pay once, keep it.
Made for where you live
Your currency, dates and pay cycle.

Money spreadsheets

Pick your edition to see your country's version and price.

Bundles and renter tools

More for less, and tools made for Australian renters.

Coming soon · best value

Money Planner Bundle

Pay Day Planner, Bill Tracker, Debt Payoff Planner and Sinking Funds Tracker together, for about half the price of buying them separately.

US$19.99
Follow the shop on Etsy
Aussie Renter Bundle cover
Australia

Aussie Renter Bundle

Rental Application Organiser, Renters Moving Budget and Bond Back Checklist: apply, move in and move out.

AU$19.90
Bond Back Checklist cover
Australia · NSW, VIC, QLD, SA, WA editions

Bond Back Checklist

Room-by-room condition check, the final clean and your state's bond claim steps.

AU$9.90

How it works

1

Download

Your files are ready straight after you buy: a Blank file for you, a filled-in Example and a Quick Start Guide.

2

Open in Excel or Google Sheets

Double-click to open in Excel, or upload to Google Drive. No permission requests, nothing to unlock.

3

Fill in the yellow cells

Start on the Start Here tab. Type in the yellow cells and everything else works itself out.

Watch the 2-minute video guides A short how-to for every spreadsheet on our YouTube channel.

Questions

Do I need Excel?

No. Every file also works in Google Sheets, which is free. A computer is easiest for setting up; you can then use it on your phone.

Which edition should I pick?

The one for where you live. Each edition uses your currency, date format and the way people are usually paid there.

Is there a subscription?

No. You pay once and the files are yours to keep. No app, no sign-up.

What if I get stuck?

Watch the video guide or send us a message. We're a small Melbourne shop and we're happy to help.